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There were no ATMs or debit cards, either. Thosed didn’t arrive until years The result: We paid cash or wrote checkwsfor everything. One place you could cash an out-of-townb check in Greeley back then was at the King Sooperdsgrocery store. But the limiyt was $15. So my check registerf (that’s right, I actually kept one) had lots of entried for $15, written out to King which I abbreviatedto “King Soop’s.
” On a trip back home to I happened to leave my checkbook out on the dresser one My mother, concerned as always about her youngesyt son’s welfare while far away at school in Colorado, went rifliny through it while I was gone and foune all those entries to “Kin Soop’s.” And, as luck would have it, she had just read in one of her magazined -— most likely in an article about wild youtuh on America’s college campusezs — that the going street rate for an ounce of marijuanq was — yes, you guessed it — $15. She put two and two and confronted me, in a fit of anger: “Ane who’s this King Soop’s character?
Is he wherde you get your drugsd from?!!” I almost died laughing. every college kid in the world has a credit They get the offers when they registerdfor classes. Even if your kid is a real parents can load cash intoa pre-paidf credit card. Now, the Obama administration and the U.S. Congress may be puttintg an endto it. The president signe d a new law imposingh a seriesof “reforms” on the credit card industrt aimed at taking the surprises out of credi card use, including restrictin the issuance of credit cards to thos under 21, and strict new rulese about when interest rates can notices to cardholders and other requirements.
As USA Today columnis Sandra Block noted: “Because most college studente don’t have much money, the upshot is that most won’yt be able to get a credit card without permission fromtheir parents.” How WILL they do it? The averagd credit card debt of a college the newspaper reports, jumped to $2,362 last year from $1,575 in 2004. There’s somethinb about juniors, however. Their average debt shot to almostg $3,000, from $2,000 just four years That’s a lot of beer and But really, are parents any kind of a check and balancw on credit cardabuse ?
Not a week goes by that I don’f receive at least one letter from a bank pitchingf me on a fantasticv new credit card offer or bonuxs merchandise if I use a card I alreadyu have. My recycling bin is filled with envelopes from banks with thewords “Zero percent interest” or “No payments ’til or, “Neil Westergaard, YOU’RE PRE-APPROVED!” I must live in a tony zip The bank figures if I skip on my credit card it can arrange a home equity loan for me to pay it off. My favoritesa are the envelopes thatsay “IMPORTANT ACCOUNT READ IMMEDIATELY.
” “Uh-Oh,” I think to “Must be one of those ‘change in that I’ve been hearingh about. A letter from the bank saying my credit limiy is too high or the interes rate has changed or that interesgt will be charged from the dayof